Credit Spy
Decoding Alpha in Private Credit
Because the best yields rarely leave a paper trail.
Global Credit Landscape
$1.4T
Lending Shortfall
Global gap post-Basel III
2x
AUM Growth
Private credit doubled since 2020
3
Key Opportunities
Regional bank pullbacks create openings
Who We Are
Investigative Rigor
Ex-Big-4 forensic auditors + restructuring counsel
Real-Time Intelligence
API-fed covenant tracking, satellite collateral checks
Alignment
Team co-invests min 5% in every deal
Strategy Snapshot
1
1
Senior-secured
Asset-backed only
2
2
6-18 months
Weighted duration
3
3
15-24%
Target gross IRR
4
4
10% cap
Per borrower concentration
100+ screened originators → ~5 deals funded quarterly
Opportunity Board
Risk Countermeasures
Collateral Audits
Onsite + drone footage verification
Covenant Triggers
DSCR <1.25× → automatic cash sweep
Third-Party Oversight
Trustee controls bank accounts
Credit Enhancements
Trade credit insurance where applicable
"Trust, but subpoena."
Return Mechanics
1
Net Yield
12-22% target
2
Distributions
Monthly/Quarterly; DRIP optional
3
Profit-Share
Kicker on select outcomes (>25% IRR)
ESG & Impact Angle
Climate Litigation
Funding clean-tech receivables
SME Growth Capital
Focus on underserved regions
Robust Exclusion List
No weapons, payday lending, fossil expansion
72% of past deployments scored 'High' on sustainability rubric
Investor Journey
NDA + Accreditation
48-hour KYC turnaround
Data-Room Access
Secure portal with deal models
E-sign & Wire
Streamlined documentation
Live Dashboard
Real-time updates via Slack-style channel
Ready to Unlock Your Next Secure Yield?
Request Intelligence Brief
Comprehensive private credit overview
Early Alerts
Limited-allocation tranches
Join Network
Unearth hidden credit alpha